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Why should I choose a title company with in-house attorneys?
For starters, there is an added convenience. Our attorneys have many years of experience in both real estate and law, and they can quickly answer questions or prepare necessary documents to resolve any title or closing issues that may arise.
What do I need to bring to closing?
Please bring a valid copy of your drivers license or photo ID of each person who will be signing documents. We will be in contact with you prior to the closing regarding the funds needed.
What does the closing process entail?
An appraisal is a statement of value based on the appraiser's examination of the property. A home must be appraised in order for the lender to ensure they are lending you the correct purchase amount.
Also known as the settlement, the closing is when the buyers and sellers sign the final documents needed to transfer ownership of the property.
The fees associated with the home purchase that are paid at the time of closing. Closing costs are paid by the buyer and/or seller.
A written legal document that transfers ownership of real estate from one party to another.
Funds held by the lender to make payments for your homeowners insurance and property taxes. Lenders will collect them each month along with the loan payment amount.
A thorough investigation of the condition of the property. A typical home inspection will examine major systems of the house such as plumbing, electrical, roof, and foundation. This is to determine any potential issues or repairs needed prior to purchase.
The rights that a person has to the ownership of real estate.
A form of insurance (owners and lenders) that protects the owner and lender from title issues.